AI E&O Insurance

Insure the liability your agents create.

AI agents create new risks around outputs, recommendations, data access, autonomous actions, etc. Ollive AI E&O helps you understand liability exposure, identify potential policy gaps, and prepare for AI risk transfer.

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Six insuring agreements across third-party and first-party AI liability — from outputs and bias to IP, regulatory proceedings, data disclosure, and incident response.

Ollive — Insurance Readiness
Readiness 68%
Liability exposure mappedDone
Controls evidencedDone
Policy gaps reviewedIn progress
Risk transfer prepNext
Importance of AI E&O Insurance

The risk conversation changes when AI enters production.

When your AI agent only runs in a demo, buyers evaluate capability. When it enters production, they evaluate accountability.

Enterprise customers want to understand what happens if the agent gives the wrong answer, exposes data, makes an unsafe recommendation, violates an obligation, triggers the wrong workflow, or creates downstream liability. Ollive helps you win that conversation before it slows the deal.

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Demo → Production
In a demo: capabilityEvaluated
In production: accountabilityWho's liable?
Wrong output / data exposureCovered?
Regulatory obligationCovered?
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Agent Trust
Score Enterprise-Ready
The Protection Gap

Traditional policies aren't designed to cover AI Agent risks.

Ollive helps companies review where your current coverage is lacking and what is needed for your AI Agents.

Cyber Insurance

Focused on security events

Breaches, incidents, and network compromise — not how an autonomous agent behaves.

Technology E&O Insurance

Focused on software failures

Software or service errors — but AI agents generate outputs, interpret data, and trigger workflows in new ways.

Ollive AI E&O

For AI Agents

What they say, retrieve, recommend, and trigger — and how customers rely on them. Where coverage may be unclear.

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Ollive Coverage

Protecting your AI liability exposure.

Six insuring agreements covering the third-party and first-party exposure AI agents create in production.

A

AI Output Liability

Defense costs and indemnity for claims arising from AI outputs, across five sub-perils.

B

Algorithmic Discrimination & Bias

Defense costs and indemnity for claims of unlawful discriminatory outcomes from AI-assisted decisions.

C

IP / Copyright Liability

Defense costs and indemnity for IP infringement claims from AI outputs, under a three-tier trigger.

D

AI Regulatory Proceedings

Defense costs for regulatory investigations, plus fines and penalties where legally insurable.

E

AI Data Disclosure Liability

Defense costs and indemnity for unauthorized data disclosure arising through AI outputs.

F

AI Incident Response

Costs of investigating, containing, and managing a qualifying AI Incident.

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AI Risk Evals Come First

Strong risk evals makes your AI Agent insurable.

The best insurance conversations start with clear evidence. Ollive helps you show how agents are mapped, tested, monitored, and controlled against relevant risk areas and regulatory obligations — evidence that can support enterprise buyers, legal reviews, and AI E&O insurance.

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Ollive's Active Insurance for AI Agents

From policy uncertainty to insurance.

01

Understand the exposure

Map the agent workflows, customer obligations, contracts, regulations, and failure modes to get your Agent Trust Score.

02

Review potential gaps

Evaluate where existing Cyber, Technology E&O, CGL, or customer contracts may leave uncertainty around AI-agent behavior.

03

Build the evidence

Conduct risk evals pre-production and on runtime to create evidence that can supports enterprise contracts and insurability.

04

Get insured

Use structured risk evals data and controls to purchase your purpose-built AI E&O insurance and win customer trust.

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FAQ

Frequently asked questions

Ollive is helping companies prepare for AI E&O insurance and risk transfer by making the AI Agents insurable to begin with. Ollive's AI E&O insurance is under development. Today, Ollive helps to establish the risk and evidence foundation needed to get your first AI E&O insurance.
Cyber insurance usually focuses on security events like breaches, incidents, and network compromise. AI agent liability arises from behavior: outputs, recommendations, actions, data exposure, bias, regulatory lansdscape, compliance requirements, internal policies, and customer contracts.
Technology E&O typically focuses on software or service failures. AI agents create new ambiguity because they can generate outputs, interpret data, make recommendations, call tools, and trigger workflows in ways traditional policies are not clearly addressing.
Insurers need to understand risk before they can evaluate it. Ollive's AI Risk Evals and Agent Trust Score helps show how your agents behave, what controls exist, where risk is concentrated, and how you are reducing exposure over time.

Know and cover your AI liability exposure before buyers ask.

Ollive helps AI companies understand where agent risk lives, which rules may apply, what controls matter, and how to become ready for an AI E&O Insurance.

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